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Automatically maintain healthy credit utilization so your score works for you — without lifting a finger.

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© 2026 Credit Utilization. All rights reserved.  |  Credit Utilization is not a credit repair service, credit counseling service, or financial advisor. We do not guarantee any specific improvement to your credit score. Results may vary. This service is intended to help automate a small recurring charge on your credit card to maintain low utilization. Please consult a financial professional for personalized advice.